Instant Cash Flow Ltd

Privacy Policy for Instant Cash Flow Ltd

Instant Cash Flow Ltd (“we,” “our,” or “us”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website https://instantcashflow.uk/ and use our services.

Instant Cash Flow Ltd is a company registered in England and Wales (Company No: 16700690) with its registered office at 20 Wenlock Road, London, England, N1 7GU.

1. Information We Collect

We may collect and process the following data about you:

  • Identity Data: Name, job title, and company name.

  • Contact Data: Email address, phone number, and postal address.

  • Financial Data: Bank account details, invoice information, and financial history (if you apply for cash flow services).

  • Technical Data: IP address, browser type, time zone setting, and operating system.

  • Usage Data: Information about how you use our website and services.

 

2. How We Collect Your Data

  • Direct Interactions: You may give us your data by filling in forms on our site or by corresponding with us by post, phone, or email.

  • Automated Technologies: As you interact with our website, we may automatically collect Technical Data about your equipment and browsing patterns via cookies.

  • Third Parties: We may receive data from analytics providers (like Google), credit reference agencies, and public sources like Companies House.

 

3. How We Use Your Information

We will only use your personal data within the parameters of law and only for purposes to process your application., we use your data to:

  • Process your application for cash flow or financing services.

  • Manage our relationship with you (e.g., notifying you about changes to our terms).

  • Improve our website, services, and marketing.

  • Comply with legal or regulatory obligations (such as Anti-Money Laundering (AML) checks).

Legal Basis: We process your data based on Contractual Necessity (to provide our services), Legal Obligation, and Legitimate Interests (to grow our business).

 

4. Disclosure of Your Information

We may share your personal information with:

  • Service Providers: IT and administration service providers.

  • Professional Advisers: Lawyers, bankers, auditors, and insurers.

  • Credit Reference Agencies: To assess your credit score where necessary for financing.

  • Regulatory Bodies: HM Revenue & Customs and other authorities as required by law.

 

5. Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorised way. We limit access to your personal data to those employees and partners who have a business need to know.

 

6. Data Retention

We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements (typically 6 years after the end of a contract).

 

7. Your Legal Rights

Under the UK GDPR, you have the right to:

  • Request access to your personal data.

  • Request correction of inaccurate data.

  • Request erasure of your personal data.

  • Object to processing of your data.

  • Request restriction of processing.

  • Request the transfer of your data.

  • Withdraw consent at any time.

To exercise these rights, please contact us at the email address below.

 

8. Cookies

Our website uses cookies to distinguish you from other users. You can set your browser to refuse all or some browser cookies, but this may affect the functionality of the website.

 

9. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

Instant Cash Flow Ltd Email: info@instantcashflow.uk

Address: 20 Wenlock Road, London, England, N1 7GU

You also have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk).